PlatformA — Insurance Intelligence

TREND

Premium written across the year

COMPOSITION

How the book is mixed

PRODUCT MIX

By insurance class

SA Insurance Act Schedule 2 classes

RELEASE NOTES

What shipped

v1.0 — Release 2

✓ Full policy lifecycle — quote, issue, billing, lapse, reinstatement

✓ 23-class product wizard (LIFE & NON-LIFE per SA Insurance Act Schedule 2)

✓ Claims workflow — submit, assess, approve/reject, pay

✓ Month-end processing — premium indexation, overdue marking, auto-lapse

✓ Configurable escalation — LEVEL, INDEXED (CPI), STEPPED, REVIEWABLE

✓ Audit logging on all write operations with full request tracing

STATUS

Everything's running

OPERATIONAL

Policy Issuance & Billing Operational

Claims Processing Operational

Month-End & Indexation Operational

Product Design Wizard Operational

Compliance & Audit Logging Active

Data Platform (Azure PostgreSQL) Connected

Design New Product

What type of product do you want to create?

💼

LIFE Insurance

Person-based coverage with age/gender rating

✓ Funeral, Term Life, Whole of Life
✓ Age-banded mortality pricing
✓ Death, disability, critical illness
✓ Long-term coverage

🏠

NON-LIFE Insurance

Asset-based coverage with factor rating

✓ Motor, Property, Liability
✓ Factor-based risk pricing
✓ Damage, theft, accidents
✓ Annual/short-term coverage

This choice determines which product classes and rating methods are available.

Regulatory Class

Product Name

Slug

Underwriting Approach

Pricing Mode

Matrix: upload a CSV with rate per factor combination. Multiplicative: set base rate + individual factor relativities.

Rating Factors (select which factors affect pricing)

Select the factors that affect pricing. For age + gender only, the wizard grid works. For other factors, use CSV upload after creation.

Loading factors...

Policy Term

Default Term (years)

Default Term (days)

Min Entry Age

Max Entry Age

Min Sum Assured (R)

Max Sum Assured (R)

Description

Benefits & Pricing

Define each benefit with its own pricing. Each benefit line can have a flat premium or rate table.

Quick Start: Benefit Templates

Template Management

No class selected

Select a class to manage templates.

Add Benefit

Member Role

Benefit Type

Benefit Code

Benefit Name

Amount Type

Default Amount (R)

Max Amount (R)

Mandatory?

Waiting Period (days)

Pricing Method

Rate Basis

Monthly Premium (R)

Premium Projection

Premium Fixed Escalation Rate (decimal)

Benefit Projection

Benefit Fixed Escalation Rate (decimal)

Indexed projection uses the CPI index series (default reference: CPI). Fixed rate applies only when projection is Fixed Rate.

Lapse Rules

Grace Period (days)

Grace Period Type

Auto-Reinstate Window (days)

Max Reinstatement (days)

Medical Required After (days)

Reminder Schedule (days before due, comma separated)

Send SMS reminders

Send Email reminders

Review Product

Policy Document Sources

Choose how policy wording and premium schedule templates should be attached to this product at launch.

Policy Wording Source

Premium Schedule Source

Approved Policy Wording Template

Approved Premium Schedule Template

Upload Policy Wording File

Upload Premium Schedule File

Rate Template Tools

Update benefit rates for existing launched products. Download the product's CSV template, fill in the rates, then upload to replace the current rate entries.

Product

CSV Data (paste here or use Choose File above)

Add Customer

First Name

Last Name

Email

Phone

ID Number

Date of Birth

Get a Quote

Select Product

Customer

All

Active

Suspended

Lapsed

Cancelled

Open Claims

—

Pending Documents

—

SLA at Risk

—

Pending Approval

—

Reporting & Insights

Analyses, team performance and the monthly pack for this book.

Loading…

Actuarial Engine

Assumptions, Economic Data, Valuation & Reporting

Assumption Sets

Select an organisation, then click the Assumptions tab to load.

Yield Curve Sets

Loading...

Stress Definitions

Standard (IFRS 17 / SAM)

No standard stresses seeded. Use "Seed Demo Data" to populate IFRS 17 / SAM standard stresses.

Custom

No custom stresses defined. Click "+ New Stress" to create one.

Homogeneous Risk Groups

Select an organisation to view risk groups.

Queue & Monitor

No items in queue.

Saved Templates

No templates saved yet.

Valuation Profiles

Loading...

Recent Completed

Loading...

Scenario Sets

Loading...

Completed Runs

Loading runs...

Dimensions

Product

Loading products...

Demographics

Male Female Non-Smoker Smoker Age 18-30 Age 30-40 Age 40-50 Age 50-60 Age 60+ Dur 0-2 Dur 3-5 Dur 5+

Active Filters:

None — showing full portfolio

+

Projection Model

Variable formulas, dependency chains, single-policy trace

Loading variable registry...

Run

Month-end processing

Process date

Dry run (preview only) Mark overdue premiums Apply premium escalation Auto-lapse (live mode only)

Simulate

Premium collection

Simulate premium collection for all active policies with outstanding premiums. Read-only — no charges are raised.

Regulatory Reporting

Prudential, Conduct, Reinsurance & Management Reports

Build a Report

Report Type

Period Start

Period End

Output Formats

Excel PDF Word

Select Sections

Loading sections...

Sign in

Premium written across the year

How the book is mixed

By insurance class

What shipped

Everything's running

New Organization

Design New Product

What type of product do you want to create?

LIFE Insurance

NON-LIFE Insurance

Benefits & Pricing

Quick Start: Benefit Templates

Template Management

Add Benefit

Lapse Rules

Review Product

Policy Document Sources

Rate Template Tools

Add Customer

Get a Quote

All Quotes

Reporting & Insights

Actuarial Engine

Model Point Files

MPF Detail

Age Distribution

Gender Split

Product Class

Assumption Sets

Assumption Set

Reference: Assumption Types

Reference: Rating Factors

Yield Curve Sets

Yield Curve

Curve Comparison

Shift Detection

Shift Thresholds

Stress Definitions

Standard (IFRS 17 / SAM)

Custom

Homogeneous Risk Groups

Queue & Monitor

Configure New Run

Saved Templates

Valuation Profiles

Valuation Profile

Recent Completed

Valuation Run

Batch Template Builder

Recurring Schedules

Scenario Sets

Scenario Set

Non-Life Valuation Runs

NL Run

Run History

BEL Movement Waterfall

Run Detail

Projection Model

Variable Dependencies

UPSTREAM (feeds into this variable)

DOWNSTREAM (this variable feeds into)

Policy Trace

Agent Review

Experience investigation

Month-end processing

Premium collection

Regulatory Reporting

Build a Report

Generated Reports

Saved Templates

Available Report Sections

Edit Product

Relativities Configuration